Underwriting team handoffs:
a shared deal book
How underwriting teams keep deal context across handoffs with a shared book structure.
Read article ↗Document intelligence & underwriting for modern lenders
AI underwriting, from documents
to confident decisions
Bank statements, credit reports, and tax returns become one source-linked bank sheet, screened before your team decides.
Many documents.
One clear picture.
01
Bank statement
JUNE 2026PDF
02
Credit report
BUSINESS PROFILE724CREDIT SCORE
PDF03
Tax return
FORM 1120TOTAL INCOME
PDFLendquoCONNECTING THE DETAILS
LENDQUO INTELLIGENCE↗
YOUR UNDERWRITING BRIEF
The full picture.
Every detail, brought together.
True monthly revenue$112,840.00
✓ Revenue identified 01
✓ Balances reconciled 02
✓ Key signals connected 03
Traceable to the source
✓ Ready for your review
Built around the documents you work with.
Lendquo Product Suite
Get to know Lendquo
Bring your entire underwriting workflow together.
Less busywork. More clarity. Better-informed decisions.
Bank statements
See the story behind every transaction.
Credit reports
Scores, tradelines, and risk signals.
Tax returns
Bring complex financials into focus.
Document intake
Give incoming documents a home.
Deal screening
Apply your criteria consistently.
Your workspace
Every book, organized and connected.
AI assistant
Ask questions. Explore the details.
Partner matching
Find the right fit for the next step.
Contracts
Turn deal details into your templates.
Integrations
Connect the tools your team uses.
Lendquo Intelligence
A clearer view of every deal.
A better way forward.
Ninety seconds, one deal: fourteen files in, read and reconciled, ready for your judgment.
What the product film shows
The 90-second film walks through bringing a file into Lendquo, the parsed bank sheet, the screening results, and the assembled book. Figures shown use an illustrative sample book, and your team makes every lending decision.
Document intelligence
Turn financial documents into
underwriting intelligence
Upload a file or bring it in from your connected inbox.
Lendquo extracts, organizes, and reconciles the details.
M
salesforce
△
RIDGELINE AUTO BODY, LLC
Business checking statement
Statement period: June 1 to June 30, 2026
ACCOUNT SUMMARY
Beginning balance$24,816.30
Total deposits$128,450.00
Total withdrawals$106,742.80
Ending balance$46,523.50
TRANSACTION DETAILS
Ridgeline Auto BodyJune 2026 · Illustrative sample
ReconciledTrue revenue$112,840
Average daily balance$31,265
Transactions extracted248
Existing positions2 detected
Non-revenue deposits$15,610
Negative balance days0 days
✓ Source balances reconciled
Extracting transactionsLSLendSaaS
OMOrgMeter
▤Sheets
Deal screening
Deal screening rules.
Applied to every deal.
Screen revenue, balances, existing positions, and more against the rules that matter to your team.
Set rules for monthly revenue, average daily balance, existing debt positions, time in business, and negative balance days, and flag exceptions for your team to review. Build a consistent first pass, with the detail behind every result ready to review.
Configure screening rule ···
Rule passed · $112,973 average
Flag exceptions for your team to review.Intake & deal flow
Keep your pipeline
moving forward
Give incoming deals a home. Collect documents, track parsing, and see what needs attention without chasing files across inboxes.
From the first statement to the final package, every update stays with the book.
Contracts & outreach
From a complete picture
to the next step.
All in one place.
Generate contracts from your templates. Build branded outreach with the deal details already at hand, and prepare your funding submissions.
See the workspace →☰ Ridgeline · Funding agreement Draft
FUNDING AGREEMENT
Made for the next chapter.
This agreement is prepared for Ridgeline Auto Body, LLC. The following terms are available for your team to review.
Requested amount$75,000.00
BusinessRidgeline Auto Body
TemplateWorking capital
Authorized signature
Alex Morgan
AMAlex prepared the agreementReady for review · Just now
Underwriting analytics
Bank statement analysis,
made clear
Revenue, balances, and debt positions in one connected view.
Trace every insight back to the source.
| Monthly overview | January | February | March | April | May | June |
|---|---|---|---|---|---|---|
| True revenue | $94,200 | $98,650 | $103,420 | $109,180 | $116,900 | $112,840 |
| Total deposits | $107,360 | $113,200 | $117,800 | $122,440 | $131,850 | $128,450 |
| Average daily balance | $21,460 | $23,280 | $26,140 | $28,950 | $30,480 | $31,265 |
| Debt payments | $8,240 | $8,240 | $8,240 | $8,240 | $8,240 | $8,240 |
| Negative days | 0 | 1 | 0 | 0 | 0 | 0 |
| Reconciliation | ✓ Balanced | ✓ Balanced | ✓ Balanced | ✓ Balanced | ✓ Balanced | ✓ Balanced |
Ask your bookOUR APPROACH
An underwriting workspace.
You stay in control.
Lendquo reads the documents, organizes the data, and surfaces the signals.
Each deal lives in a book: the source documents, the extracted bank sheet, screening results, notes, and contracts for one business, in one place. Your team brings the judgment. Every decision stays yours.
Built for MCA and small-business funding teams.
Ridgeline Auto BodyReady to review
DEAL SYNOPSISA complete view,
A complete view,
before the next move.
June true revenue$112,840
Time in business4 years
Existing positions2
Lendquo Intelligence
Revenue is consistent across the last three months. Two recurring debt payments were identified. All statement balances reconcile to the source.
▧ June statement.pdf▧ Credit report.pdf
○ Review the identified positions before submitting this deal.
ASK YOUR BOOK
Your next question.
Already connected to the details.
Explore a deal in plain English. Ask about cash flow, debt, or unusual activity,
with the documents and underwriting results right there in context. Ask about revenue trends, existing positions, cash flow, unusual activity, or a summary before review.
Summarize the revenue trends for this business.LENDQUO · DOCUMENT-GROUNDED INSIGHT
In this sample book, true revenue grew from $94,200 in January to $112,840 in June. The six-month average is $105,865, with consistent operating deposits across the review period.
▧ Bank sheet · Revenue▧ June statement.pdf
Explore an illustrative Lendquo book
The Lendquo journal
A little clarity,
for your next deal.
Notes on documents, workflows, and the people behind each decision.
Underwriting team handoffs:
Source-linked underwriting:
every figure, traceable
Why each underwriting figure should stay tied to its statement, transactions, and review status.
Read article ↗Organize underwriting documents,
intake to decision
How to organize underwriting documents so gaps show up early and the next reviewer knows where to start.
Read article ↗Connected workflows
A workflow that moves
the way your team does
Connect intake, document analysis, screening, and partner matching.
Keep your existing tools. Bring the work together. Deals that meet your criteria can be matched to funding partners, with the next step prepared for your team.
↧
New documents receivedIntake inbox
Trigger✧
Parse & reconcileStatements, credit reports, tax returns
Analyze⑂
Apply your screening rulesRevenue · Balances · Positions
ScreenNeeds attention
◎
Flag for your teamReview with source context
Criteria met
↗
Match funding partnersPrepare the next step
⟷salesforce⟷LSYour deal data, connected.Designed for modern lending teams
Thoughtful in every detail.
Connected at every step.
Everything your team needs to do its best work.
At your command
Find your books, documents, and results without losing your place.
Role-based access
Give each teammate the access their role needs.
Your data, protected
Encrypted data and organization-level isolation, built into the platform.
Your brand, throughout
Contracts and outreach that look and feel like your business.
Less repetitive work
Organize files, analyze documents, and export the results your team needs.
Already connected
Salesforce, LendSaaS, OrgMeter, Google Workspace, Slack, Baselayer, and more.
Common questions about Lendquo
Which documents can Lendquo analyze?
Lendquo analyzes bank statements, credit reports, tax returns, loan applications, AR reports, photo IDs, voided checks, and supporting financial documents. Each file is parsed, organized, and reconciled inside the deal's book, with every extracted figure traceable back to the source document.
Can I review the data behind an insight?
Yes. Within each book, Lendquo keeps the parsed transactions, bank sheet, credit and tax results, and source documents side by side, so your team can trace every figure back to the page it came from. Ambiguous results can be flagged for your team to review.
Does Lendquo make the lending decision?
No. Your team makes the decision. Lendquo organizes the financial information inside each deal, applies your configured screening criteria, and surfaces context for your review. Every lending decision stays with your team, supported by figures that trace back to the source documents.
Does it work with our existing tools?
Lendquo supports integrations including Salesforce, LendSaaS, OrgMeter, Baselayer, Google Workspace, and Slack, so your deal data stays connected to the tools your team already uses. Availability and setup depend on your workflow.
Can we try it with our own deal flow?
Yes. Lendquo offers a free Starter plan, or you can contact the team for a walkthrough of document intake, underwriting analytics, screening, and funding partner matching. Bring your own documents and see a complete book built from your real deal flow.
What is a book in Lendquo?
A book is Lendquo's name for one deal's complete file: the source documents, the extracted bank sheet, screening results, notes, and contracts for a single business, all in one place. Your team works the book from intake to decision.
What is true revenue in Lendquo?
True revenue is what remains after non-revenue deposits are set aside from a business's bank statement. In Lendquo's illustrative Ridgeline Auto Body example, $128,450 of June deposits less $15,610 in non-revenue deposits gives $112,840 of true revenue. Every figure links back to the source transactions.
How much does Lendquo cost?
Lendquo has three plans. Starter is free with 10 conversions per month and full platform access. Growth is $400 per month with 1,500 conversions per month, team access, and API access. Enterprise has custom pricing for custom volume, integrations, and dedicated support. See pricing at lendquo.com/pricing.html.
Book a demo
See Lendquo on your
own deal flow
Pick a time that works for your team. We'll walk through document intake,
the bank sheet, screening, and the underwriting workspace.